Deposit Rates

Rates Effective Thursday, July 29, 2010

Certificates of Deposit
Regular CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	0.75%	0.75%
	6 Month	0.85%	0.85%
	9 Month	1.04%	1.04%
	1 Year	1.24%	1.25%
	1 1/2 Year	1.59%	1.60%
	2 Year	1.98%	2.00%
	3 Year	2.28%	2.30%
	4 Year	2.57%	2.60%
	5 Year	2.96%	3.00%
	7 Year	3.30%	3.35%
	10 Year	3.49%	3.55%
Retirement CDs	Term	Interest Rate	Annual Percentage Yield
(Minimum Balance to Open $1,000.00)	3 Month	0.75%	0.75%
	6 Month	0.85%	0.85%
	9 Month	1.04%	1.04%
	1 Year	1.24%	1.25%
	1 1/2 Year	1.59%	1.60%
	2 Year	1.98%	2.00%
	3 Year	2.28%	2.30%
	4 Year	2.57%	2.60%
	5 Year	2.96%	3.00%
	7 Year	3.30%	3.35%
	10 Year	3.49%	3.55%
CD's $250,000+	Term	Interest Rate	Annual Percentage Yield
	3 Month	0.85%	0.85%
	6 Month	0.95%	0.95%
	9 Month	1.14%	1.15%
	1 Year	1.34%	1.35%
	1 1/2 Year	1.69%	1.70%
	2 Year	2.08%	2.10%
	3 Year	2.38%	2.41%
	4 Year	2.67%	2.70%
	5 Year	3.06%	3.10%
	7 Year	3.40%	3.45%
	10 Year	3.59%	3.65%
Savings and Money Market Accounts	Tier Level	Interest Rate	Annual Percentage Yield
Money Market Deposit Accounts (Minimum Balance to Open $1,000.00)	$0 $5,000 $25,000 $100,000 $250,000	0.15% 0.40% 0.65% 0.85% 1.00%	0.15% 0.40% 0.65% 0.85% 1.00%
Statement Savings (Minimum Balance to Open $100.00)		0.25%	0.25%
Retirement Savings		0.25%	0.25%
Checking Accounts
Account	Tier Level	Interest Rate	Annual Percentage Yield
Personal Interest Checking (Minimum Balance to Open $100.00)	$0 $1,000	0.10% 0.30%	0.10% 0.30%

Rates are subject to change without notice.

Penalty may be imposed for early withdrawal.

Minimum balance required on Tier Level Accounts.